Saving up for your first house can be arduous and confusing, even to the most financial-savvy home buyer. Conventional wisdom tells us that you’ll need at least 20% of the purchase price for a down payment, and after adding closing costs, taxes, fees, and any necessary repairs, the bar to ownership can often seem too […]
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Health Savings Account 101: Everything You Need To Know
A health savings account, or HSA, can be an invaluable tool to help you save for unexpected medical expenses and lower your taxable income. Many employers offer HSA options, but it can be challenging to know what’s right for your financial goals and what you can qualify for. Today, we’ll cover all of the basics […]
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Credit vs. Debit: The Benefits and Details of Both
Entering the world of personal finance can be overwhelming, and a basic understanding of terms is critical to your financial well-being. Credit or debit, the most fundamental terms relating to spending, can often be confusing if you don’t know their differences. Whether you’re just starting to think about your money in the long-term or simply […]
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Basic Financial Terms Everyone Should Know
Listening to financial professionals can often feel like hearing a foreign language. The terms used and their perceived complexity keep many interested people standing on the sidelines – but these terms are usually a lot more straightforward than you think. Below, we’ve compiled a list of financial terms everyone should know. You’ll probably be vaguely […]
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Advantages and Disadvantages of Refinancing a Student Loan
Refinancing student loans has been a consideration of many individuals who would like the best deal possible in paying them back after graduation. There are both advantages and disadvantages to this process, which will depend greatly based on your individual circumstances. Your long-term plans, current financial standing, and other monthly expenses will influence whether doing […]
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Take the Challenge: Build Your Financial Security
MADISON, Wis. –The Wisconsin Strong Financial Fitness Challenge is underway for all Wisconsin Retirement System members and their families. The challenge offers participants free access to financial wellness education, resources, and tools to build financial security. Take the challenge now! Go to https://financialfitnessgroup.com/wi-strong/. Start with a five-minute Financial Fitness Checkup, and then take advantage of […]
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Can I Get Online Personal Loans for Bad Credit?
Having bad credit definitely isn’t a good thing, however, it doesn’t make you completely ineligible for an online personal loan. It is likely that will be far harder for you to be approved for a loan as opposed to someone with a better credit history. You will also be more likely to pay a higher […]