by Casey Quinlan, Wisconsin ExaminerApril 7, 2023 Home prices are cooling off and mortgage rates fell last week, but the fallout from recent bank closures could continue to make it hard for some Americans to buy homes, economists say. Mortgage rates fell to 6.32% for a 30-year fixed rate mortgage, Freddie Mac data released March […]
You must consume information from various resources when looking at the most effective way to turn your savings into a passive income. You want to ensure you are making the right decision for yourself and your wealth. The internet allows you to consider information from all manner of sources and find out which savings bond […]
Debt can be a significant source of stress and financial insecurity for many people, but some strategies can help you get your debt under control and ultimately pay it off. Reducing your debt can be challenging, but with the right strategies and a bit of discipline, it’s possible to make progress toward paying off your […]
Educators Credit Union has been making a difference in Wisconsin since 1937. Members come first at Educators. From basic savings and checking accounts to loans and financial education, Educators has everything you need for your banking needs. Educators Credit Union Hours of operation (may vary by branch): Monday – Friday. . .8:30 a.m. – 5 […]
Having a goal, or a dream, of higher education is an incredible thing. Unfortunately, though, it is definitely not cheap. Paying for college is one of the leading reasons that people often opt out of the entire experience. They hear horror stories of the total number people paid, how long they will be paying off […]
You have likely heard that the younger you are, the easier it is to build wealth by learning important money habits. But no matter your age, it’s important to know these habits to stay out of debt and make sure you have a plan for the future. Start Spending Less Than You Bring In You […]
When a real estate investor follows the best strategies to maximize your ROI when flipping a house, the success will be overflowing with profits.
While most people think of divorce as a catalyst for lifestyle changes, it can significantly impact your finances, too. Here’s how to find stability again.
This month, PrimeXBT announced the launch of seven new altcoin assets, each of which has the potential to add even more reward to an already profitable investment portfolio, all while potentially lowering risk. Such a portfolio is only possible on an award-winning platform such as PrimeXBT due to the large variety of trading instruments available […]
Let’s face it, saving for higher education can feel overwhelming at times. Many parents have concerns about the rising cost of college and the impact of student loan debt. Others may wonder about the best financial tools to help achieve their college savings goals. To help address these questions, the College Savings Plan Network established […]
Saving up for your first house can be arduous and confusing, even to the most financial-savvy home buyer. Conventional wisdom tells us that you’ll need at least 20% of the purchase price for a down payment, and after adding closing costs, taxes, fees, and any necessary repairs, the bar to ownership can often seem too […]
A health savings account, or HSA, can be an invaluable tool to help you save for unexpected medical expenses and lower your taxable income. Many employers offer HSA options, but it can be challenging to know what’s right for your financial goals and what you can qualify for. Today, we’ll cover all of the basics […]
Entering the world of personal finance can be overwhelming, and a basic understanding of terms is critical to your financial well-being. Credit or debit, the most fundamental terms relating to spending, can often be confusing if you don’t know their differences. Whether you’re just starting to think about your money in the long-term or simply […]
Listening to financial professionals can often feel like hearing a foreign language. The terms used and their perceived complexity keep many interested people standing on the sidelines – but these terms are usually a lot more straightforward than you think. Below, we’ve compiled a list of financial terms everyone should know. You’ll probably be vaguely […]
Saving money often isn’t easy, especially when you have a family. Here are a few tips that will help you save money on family expenses throughout the year.